Determining the ownership of a property can be important for various reasons, such as verifying the ownership status before making an offer on a property, checking the ownership of a property that you are currently managing, or simply wanting to know more about a property in your neighborhood. There are several ways to find out who owns a property, including searching public records, using real estate websites, accessing property tax records, reviewing the property deed, and conducting a title search. It is essential to use multiple sources and verify the information you find to ensure that you have the most accurate and up-to-date information. In this article, we will explore these methods in more detail and provide tips on effectively determining who owns a property.
It is essential to know how to find out who owns a property reliably and legally. Here are 5 ways you can do so:
Public records search
One of the most common and straightforward ways to determine who owns a property is to search public records. Most county or city government offices maintain records of property ownership and transactions, often available for public access.
To search public records, you can visit the county or city government office or access the records online through the county or city’s website. Some states also have a statewide property records database that you can search for.
In addition to property ownership information, public records may include information on the property’s tax status, zoning, and any liens or mortgages. Examples of public records include birth, death, and marriage certificates, property tax records, and real estate transactions.
Real estate websites
Many real estate websites provide information on properties and their owners. Some of these websites, such as Zillow and Redfin, offer a wealth of information on properties, including property value estimates, sales history, and ownership information.
While these websites can be useful resources, it is essential to remember that the information they provide may not always be accurate or up-to-date. It is always a good idea to verify the information you find on these websites with other sources.
Property tax records
Property tax records are another source of information on property ownership. Most county or city government offices maintain records of property tax payments and assessments, often available for public access.
To access property tax records, you can visit the county or city government office or access the records online through the county or city’s website. Some states also have a statewide database of property tax records that you can search for.
Property deed
A property deed is a legal document that establishes the ownership of a property. It includes the name of the property’s current owner(s) and any previous owners. It may also include information on the property’s location, size, and any encumbrances or restrictions on the property. To find the owner of a property using the property deed, you can follow these steps:
- Obtain a copy of the property deed from the county or the city government’s office
- Review the property deed to find the owner’s name. The owner’s name is typically listed on the deed as the grantor or the grantee.
- Check for any conveyances or transfers of ownership.
- Verify the information with other sources. to confirm the ownership information you find on the property deed and ensure that you have the most accurate information
Title Search
A title search is a comprehensive review of the public records related to a particular property. A title company or an attorney typically performs it. It involves a search of the property’s deed and other public records to confirm the ownership of the property and any liens or encumbrances on the property.
A title search can be a useful tool for verifying the ownership of a property, especially when you are considering purchasing a property or taking out a mortgage on the property. However, it is essential to remember that a title search is not a guarantee of the property’s ownership or condition.
In conclusion, finding out who owns a property can be important for various reasons in the real estate industry. There are several ways to do so, including searching public records, using real estate websites, accessing property tax records, reviewing the property deed, and conducting a title search. It is essential to use multiple sources and verify the information you find to ensure the accuracy and reliability of the information. By following these methods and best practices, you can effectively determine the ownership of a property and make informed decisions about your real estate transactions.
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Reference
- Jones, M. (2018). Property Taxation in the United States. New York, NY: Oxford University Press.
- Rohde, J. (n.d.). How to Find the Owner of a Property: 7+ Possible Solutions. Learn.roofstock.com. Retrieved December 21, 2022, from https://learn.roofstock.com/blog/how-to-find-owner-of-property
