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How to Rebuild Your Credit
When you experience a financial challenge, your credit record could suffer. Rebuilding it takes time. There are no shortcuts or secrets. But the steps below can help.
1. Pay your bills on time, every time
“On time” means the payment got to the company by the day the bill is due. Mail your bills a few days before they’re due.
Automatic payments from your bank can be a good way to make sure your bills get paid on time. Keep track of automatic payments so you know you have enough money in your account to cover them.