The Power is Now

The Top 10 Things You Need to Know About Conventional Loans


Many people have heard about or used conventional loans to buy homes and know a thing or two about them. But how much do you really know about them? Also, is what you know about conventional loans true? Apart from the basic facts about conventional financing, many Americans don’t know much about conventional loans, while […]

Buying a Home with a Down Payment Assistance

Real Estate

With Jessica Frazier Being a first-time homebuyer has never been easy, especially when it comes to putting money for a down payment. But with the down payment assistance programs currently in every region of the country, being a first-time homebuyer doesn’t have to be stressful anymore. Utilizing down payment assistance always comes with massive benefits […]

Top 10 Things You Should Know About FHA Loans

Most people know the Federal Housing Administration (FHA) loans as merely the mortgages backed by the Federal Housing Administration, and nothing more. What more do you know about the federally-backed loans? I guess not much. In a recent El Poder Es Ahora (The Power Is Now) show, Mortgage Spotlight segment hosted by Adriana Montes, we […]

Commercial Real Estate Investment- What do we expect in 2021


The commercial real estate market has suffered severe blows from the impacts of the COVID-19 pandemic. Many businesses shut down; others could only stay afloat without paying rent, while millions of Americans transitioned to home offices, leaving their physical workplaces vacant. All these were among the trends that the commercial real estate market experienced in […]

Five Big Ways President Biden Is Poised to Help First-Time Home Buyers

Build A House

Being a first-time homebuyer has recently become more challenging due to the low housing inventories in the market met with insatiable demand and spiking home prices. Being a first-time homebuyer in a market full of bidding wars and a struggling economy has never been harder despite of the low mortgage rates. However, there may be […]

Benefits of the GSFA Platinum Program to Homebuyers

Homeownership Program

Have you heard about the Platinum Program by the Golden State Finance Authority (GSFA)? If not, this article will highlight everything the program does to help homebuyers. GSFA is a public entity that has been providing financial assistance programs to help California homebuyers and homeowners since 1993. Under the agency are several affordable housing programs, […]

All You Need to Know About Down Payment Assistance


A recent study by the Urban Institute and the Board of Governance of the Fed revealed that 50% of renters choose to rent over buying a home due to their inability to come up with their own down payment to buy a house. This is arguably understandable since when it comes to putting a down […]

A deeper look into the US Housing Markets. Where your money should be at!


The 2020 housing market has been very interesting. As of now, the market remains a hot seller’s market, with annual price growth hitting record highs as inventory continue to plunge. All through the pandemic-induced housing market, homebuyers have been looking for hints of a slowdown in the real estate market that has been a beehive […]

Mortgage Relief Refinance Programs Available in 2020

As the implementation of the new Refi fee nears, you might be wondering if there are any mortgage relief refinance programs at your disposal this year. The answer is yes; indeed, there are programs you should try. Most people are only aware of the popular relief programs such as the Home Affordable Refinance Program (HARP), […]

Orlando Real Estate Market Update

Disney World

With Adriana Montes It’s always a good time to talk about real estate, especially now with the mortgage rates so low and housing market activity booming everywhere. In the general housing market, inventory remains low, prices are skyrocketing, while the demand is insatiable. The most recent The Power Is Now Market Update show on our […]



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