The Power is Now

November 2020 Mortgage Forecast

Homeownership Program

The 2020 mortgage market and the real estate market, in general, has been very interesting so far. Its level of uncertainty is something we have never seen before. So far, mortgage rates have hit all-time low 11 times this year alone. And with the countdown of the general election almost over, we don’t know what […]

Converting your 401K to a Self-Directed IRA

Homeownership Program

Did you know that you can convert your 401k savings into a self-directed IRA? Most people don’t understand nor know how much home purchasing power they have with their 401k. In the second West Coast Homebuyer Townhall show on The Power Is Now online radio and T.V for October, we had a special guest Donnell […]

Housing Data Hint at Potential for Economic Recovery

The global economy continues to suffer more blows from the economic crisis caused by the Covid-19 pandemic as countries continue to urge their people to observe the appropriate public health measures. The economic trends since the onset of the Covid-19 virus have not been pleasing in different parts of the world. In the U.S, the […]

COVID-19 Failing Families

Homeownership Program

As the US government scales up the fight against Covid-19, its economy continues to suffer severely and the current crisis has been termed as the worst since the Great Depression, more than a decade ago. The government continues to tighten up public health measures through social distancing and temporary lockdowns across major cities. The lockdowns […]


Homeownership Program

The impacts of the coronavirus pandemic continue to bruise every business sector, and livelihood of Americans, and the remodeling market has not been spared. The remodeling market was steadily growing for the past five years, and it was in 2020 that it was expected to shoot up higher than all the previous years. Before the […]

5 Challenges Affecting Homeownership Gains Among the Hispanic Community

Homeownership is the cornerstone of the American Dream. Homeownership and the American Dream are two entwined concepts that led to George W. Bush proclaiming June as the National Homeownership Month intending to assist “more Americans achieve that dream.”   His proclamation further went on to state that homeownership has helped families prosper, improve community stability, and […]

Hispanic Homeownership Rate Increases for the Fifth Consecutive Year

Homeownership Program

Recently, the National Association of Hispanic Real Estate Professionals (NAHREP) released its 2019 state of Hispanic Homeownership Report, which showed that for the fifth year in a row, Hispanics have been leading in homeownership acquisitions. The United States saw 277,000 new Hispanic homeowners last year, which now accounts for more than 80% of the growth […]

Credit Scoring Fundamentals

Homeownership Program

What is a Credit Score? A credit score is a number that the lenders use to help them decide how likely it will be for them to be repaid on time if they give a person a loan or a credit card. The credit score is built on credit history. The FICO 8 score ranges […]

The Largest Economic Expansion in The History of U.S. Coming to a Speedy End

Homeownership Program

The United States has recorded 126 months marking the longest economic expansion in history, breaking the record of 120 months of economic expansion from march 1991 to march 2001. Nonetheless, this cycle has been weaker in comparison with other expansions in history. The cumulative total of quarterly GDP growth figures amounts 25%, lower than the […]



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