Understanding Your Credit Score

[real3dflipbook id=”5″] Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.

Specialty Credit Reports

[real3dflipbook id=”4″] You have the right to know what nationwide specialty credit reporting companies are saying about you. And you’re entitled to one free report each year, just like with the traditional nationwide credit reporting companies – Experian, Equifax, and TransUnion. What’s more, nationwide specialty credit reporting companies have to make it easy for you […]

Pay Attention to Your Credit Report

[real3dflipbook id=”3″] Your credit report shows information about how you have used credit, such as how much credit you have, how much of your available credit you are using, whether you have made your payments on time, and whether anyone has sent a loan you owe to a debt collector.

How to Rebuild Your Credit

[real3dflipbook id=”2″] When you experience a financial challenge, your credit record could suffer. Rebuilding it takes time. There are no shortcuts or secrets. But the steps below can help.